Current Rates

Checking Accounts - Rates effective as of 1-13-2021
Account Interest Rate * Annual Percentage Yield
NOW Account $1,500 - $24,999 .05%V .05%
NOW Account $25,000 and above .15%V .15%
Money Market $2,500 - $24,999 .15%V .15%
Money Market $25,000 and above .25%V .25%
  • Fees may reduce earnings on these accounts
  • Earning paid on average collected balance
  • Please contact an employee for further information about applicable fees and terms
  • Deposits insured to at least $250,000 by the FDIC

* V-indicates variable rate

Savings Accounts - Rates effective as of 1-13-2021

Account Interest Rate * Annual Percentage Yield
Regular Savings $0 - $2,499 .10%V .10%
Regular Savings $2,500 - $24,999 .15%V .15%
Regular Savings $25,000 and above .25%V .25%
Super Savings $2,500 - $9,999 .15%V .15%
Super Savings $10,000 - $24,999 .20%V .20%
Super Savings $25,000 and above .30%V .30%
  • Fees may reduce earnings on these accounts
  • Earning paid on average collected balance
  • Please contact an employee for further information about applicable fees and terms
  • Deposits insured to at least $250,000 by the FDIC

* V-indicates variable rate
 

Certificates of Deposit - Rates effective as of 1-13-2021

Account - Minimum Deposit Interest Rate * Annual Percentage Yield
91 Day - $2,500 .15% .15%
91 Day - $25,000 .25% .25%
182 Day - $2,500 .30% .30%
182 Day - $25,000 .40% .40%
1 Year - $500 .40% .40%
1 Year - $25,000 .50% .50%
2 Year - $500 .55% .55%
3 Year - $500 .60% .60%
4 Year - $500 .65% .65%
5 Year - $500 .70% .70%
** IRA Savings - $500 .70% .70%
  • Additional deposits may be made to our certificates with a $250 minimum. We reserve the right to refuse these additions.
  • Penalty for early withdrawal of certificates is 2% of the current balance for certificates with maturities of one year or less, 5% of the current balance for all others. 
  • If interest is to be paid more often than stated the rate will be up to .50% lower
  • Fees may reduce earnings on these accounts
  • Earning paid on average collected balance
  • Please contact an employee for further information about applicable fees and terms
  • Deposits insured to at least $250,000 by the FDIC

* V-indicates variable rate
** $100 minimum additional deposit