Current Rates

Checking Accounts - Rates effective as of 1-15-2020
Account Interest Rate * Annual Percentage Yield
NOW Account $1,500 - $24,999 .20%V .20%
NOW Account $25,000 and above .30%V .30%
Money Market $2,500 - $24,999 .30%V .30%
Money Market $25,000 and above .40%V .40%
  • Fees may reduce earnings on these accounts
  • Earning paid on average collected balance
  • Please contact an employee for further information about applicable fees and terms
  • Deposits insured to at least $250,000 by the FDIC

* V-indicates variable rate

Savings Accounts - Rates effective as of 1-15-2020

Account Interest Rate * Annual Percentage Yield
Regular Savings $0 - $2,499 .25%V .25%
Regular Savings $2,500 - $24,999 .30%V .30%
Regular Savings $25,000 and above .40%V .40%
Super Savings $2,500 - $9,999 .30%V .30%
Super Savings $10,000 - $24,999 .35%V .35%
Super Savings $25,000 and above .45%V .45%
  • Fees may reduce earnings on these accounts
  • Earning paid on average collected balance
  • Please contact an employee for further information about applicable fees and terms
  • Deposits insured to at least $250,000 by the FDIC

* V-indicates variable rate
 

Certificates of Deposit - Rates effective as of 1-15-2020

Account - Minimum Deposit Interest Rate * Annual Percentage Yield
91 Day - $2,500 .40% .40%
91 Day - $25,000 .50% .50%
182 Day - $2,500 .70% .70%
182 Day - $25,000 .80% .80%
1 Year - $500 .90% .90%
1 Year - $25,000 1.00% 1.00%
2 Year - $500 1.20% 1.20%
3 Year - $500 1.20% 1.20%
4 Year - $500 1.15% 1.15%
5 Year - $500 1.15% 1.15%
** IRA Savings - $500 1.10% 1.10%
  • Additional deposits may be made to our certificates with a $250 minimum. We reserve the right to refuse these additions.
  • Penalty for early withdrawal of certificates is 2% of the current balance for certificates with maturities of one year or less, 5% of the current balance for all others. 
  • If interest is to be paid more often than stated the rate will be up to .50% lower
  • Fees may reduce earnings on these accounts
  • Earning paid on average collected balance
  • Please contact an employee for further information about applicable fees and terms
  • Deposits insured to at least $250,000 by the FDIC

* V-indicates variable rate
** $100 minimum additional deposit