Visa Credit Card
Great News! We are pleased to announce a new partnership with TCM Bank, a company that provides specialized credit card services only offered through community banks. Through TCM, State Bank of Danvers has a new and improved Platinum VISA credit card available exclusively for our customers!
Our VISA® Platinum Credit Card Offers Great Benefits!
- No Annual Fee*
- 0% Intro APR on Balance Transfers for the first six billing cycles*
- Reward points for merchandise and travel
- Tickets good on any airline with no blackout dates
- Travel Accident Insurance
- Personal service from people you know
|Card Type||Purchase APR||Balance Transfer APR||Annual Fee|
12.24% - 22.24%
0% Intro APR for the first six
Rewards Platinum - unlimited reward points that don’t expire. Earn one point per dollar on net purchases and redeem them for merchandise, rental cars, travel and much more. Visit cRewardsCard.com for details.
*See the card application's Important Disclosures for current terms, rates and fees. Credit cards are subject to credit approval. Cards are issued by TCM Bank, N.A.
*0% Intro Annual Percentage Rate applies to purchases and balance transfers for the first 12 billing cycles after account opening. When this period ends, your APR will vary based on the U.S. Prime Rate as published in the Wall Street Journal. Rewards Platinum APRs are currently between 11.74% and 21.74%. All APRs are based on creditworthiness. Rates are accurate as of August 1, 2018 and are subject to change. To find out what may have changed, contact us or check our website for current rates. If you make a late payment or make a payment that is returned unpaid during the introductory period we may end your introductory APR and apply the standard purchase and balance transfer APR. Balance transfer fees are either $5 or 3% of each balance transferred, whichever is greater. Cash advance fees are either $5 or 3% of each cash advance, whichever iis greater. Foreign transaction fees, for merchants located outside of the U.S., are (a) 1% of the U.S. dollar amount of the transaction, if converted from a foreign currency, or (b) 0.8% of the U.S. dollar amount of the transaction, if made in U.S. dollars. Subject to credit approval. This card is issued by TCM Bank, N.A. 1 Certain terms, conditions and exclusions apply. In order for the coverage to apply, you must charge your eligible cellular wireless bill to your covered TCM Bank-issued card. To learn more about this benefits visit the FAQ section at www.cardbenefitservices.com or call 1-866-894-8569. 2 Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply
|Safe Deposit Boxes - we have the following sizes of safe deposit boxes available|
|2 x 5||$10.00 per year|
|3 x 5||$15.00 per year|
|5 x 5||$25.00 per year|
|3 x 10||$30.00 per year|
|5 x 10||$50.00 per year|
|10 x 10||$75.00 per year|
|Subtract $10 from yearly charge if you have a Premier account.|
- Debit Cards
- Wire Transfer Service
- Notary Public Service
- ACH Origination
- Account Balancing and Research
- Fax Service
- Night Depository
- Cashier's Checks
- Personal Money Orders
TCM Standard Disclosures
Travel Accident Insurance
Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply.
Auto Rental Collision Damage Waiver
To activate coverage, complete the entire rental transaction with your card and decline the collision damage waiver coverage if offered by the rental company.
Restrictions apply if you have personal automobile insurance covering this theft or damage.
Standard Issuer Statement
This card is issued by TCM Bank, N.A. Subject to credit approval.