Checking Accounts
Rates effective as of 10-22-2014
Account Interest Rate* Annual Percentage Yield
NOW Account $1,500 - $24,999 .02% V .02%
NOW Account $25,000 and above .05% V .05%
Money Market $2,500 - $24,999 .03% V .03%
Money Market $25,000 and above .06% V .06%
- Fees may reduce earnings on these accounts
- Earning paid on average collected balance
- Please contact an employee for further information about applicable fees and terms
- Deposits insured to at least $250,000 by the FDIC
* V-indicates variable rate


Savings Accounts
Rates effective as of 10-22-2014
Account Interest Rate* Annual Percentage Yield
Regular Savings $0 - $2,499 .02% V .02%
Regular Savings $2,500 - $24,999 .03% V .03%
Regular Savings $25,000 and above .07% V .07%
Money Market $2,500 - $9,999 .03% V .03%
Money Market $10,000 - $24,999 .05% V .05%
Money Market $25,000 and above .07% V .07%
- Fees may reduce earnings on these accounts
- Earning paid on average collected balance
- Please contact an employee for further information about applicable fees and terms
- Deposits insured to at least $250,000 by the FDIC
* V-indicates variable rate


Certificates Of Deposit
Rates effective as of 10-22-2014
Account - Minimum Deposit Interest Rate Annual Percentage Yield
91 Day - $2,500 .05% .05%
91 Day - $25,000 .10% .10%
182 Day - $2,500 .10% .10%
182 Day - $25,000 .15% .15%
1 Year - $500 .20% .20%
1 Year - $25,000 .25% .25%
2 Year - $500 .35% .35%
3 Year - $500 .65% .65%
4 Year - $500 1.10% 1.10%
5 Year - $500 1.35% 1.35%
**IRA Savings - $500 .55% .55%
- Additional deposits may be made to our certificates with a $250 minimum. We reserve the right to refuse these additions.
- Penalty for early withdrawal of certificates is 2% of the current balance for certificates with maturities of one year or less, 5% of the current balance for all others.
- If interest is to be paid more often than stated the rate will be up to .50% lower
- Fees may reduce earnings on these accounts
- Earning paid on average collected balance
- Please contact an employee for further information about applicable fees and terms
- Deposits insured to at least $250,000 by the FDIC
* V-indicates variable rate
** $100 minimum additional deposit



 

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