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Checking Accounts
Rates effective as of 8-27-2008
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Account
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Interest Rate*
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Annual Percentage Yield
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NOW Account $1,500 - $24,999
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.30% V
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.30%
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NOW Account $25,000 and above
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.80% V
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.80%
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Money Market $2,500 - $24,999
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.75% V
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.75%
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Money Market $25,000 and above
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1.25% V
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1.25%
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- Fees may reduce earnings on these accounts
- Earning paid on average collected balance
- Please contact an employee for further information about applicable fees and terms
- Deposits insured to at least $100,000 by the FDIC
* V-indicates variable rate
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Savings Accounts
Rates effective as of 8-27-2008
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Account
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Interest Rate*
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Annual Percentage Yield
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Regular Savings $0 - $2,499
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.40% V
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.40%
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Regular Savings $2,500 - $24,999
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.60% V
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.60%
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Regular Savings $25,000 and above
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1.00% V
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1.00%
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Money Market $2,500 - $9,999
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.80% V
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.80%
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Money Market $10,000 - $24,999
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1.25% V
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1.25%
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Money Market $25,000 and above
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1.49% V
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1.50%
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- Fees may reduce earnings on these accounts
- Earning paid on average collected balance
- Please contact an employee for further information about applicable fees and terms
- Deposits insured to at least $100,000 by the FDIC
* V-indicates variable rate
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Certificates Of Deposit
Rates effective as of 8-27-2008
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Account - Minimum Deposit
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Interest Rate
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Annual Percentage Yield
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91 Day - $2,500
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1.59%
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1.60%
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91 Day - $25,000
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1.84%
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1.85%
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182 Day - $2,500
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1.95%
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1.95%
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182 Day - $25,000
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2.19%
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2.20%
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1 Year - $500
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2.19%
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2.20%
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1 Year - $25,000
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2.44%
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2.45%
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2 Year - $500
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2.74%
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2.76%
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3 Year - $500
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2.88%
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2.90%
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4 Year - $500
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3.18%
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3.20%
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**IRA Savings - $500
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3.16%
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3.20%
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- Additional deposits may be made to our certificates with a $250 minimum. We reserve the right to refuse these additions.
- Penalty for early withdrawal of certificates is 2% of the current balance for certificates with maturities of one year or less, 5% of the current balance for all others.
- If interest is to be paid more often than stated the rate will be up to .50% lower
- Fees may reduce earnings on these accounts
- Earning paid on average collected balance
- Please contact an employee for further information about applicable fees and terms
- Deposits insured to at least $100,000 by the FDIC
* V-indicates variable rate
** $100 minimum additional deposit
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Account Name
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Interest Rate
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Annual Percentage Yield
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