Current Rates

Checking Accounts - Rates effective as of 12-19-2018

Account Interest Rate * Annual Percentage Yield
NOW Account $1,500 - $24,999 .10%V .10%
NOW Account $25,000 and above .15%V .15%
Money Market $2,500 - $24,999 .20%V .20%
Money Market $25,000 and above .25%V .25%
  • Fees may reduce earnings on these accounts
  • Earning paid on average collected balance
  • Please contact an employee for further information about applicable fees and terms
  • Deposits insured to at least $250,000 by the FDIC

* V-indicates variable rate

Savings Accounts - Rates effective as of 12-19-2018

Account Interest Rate * Annual Percentage Yield
Regular Savings $0 - $2,499 .10%V .10%
Regular Savings $2,500 - $24,999 .15%V .15%
Regular Savings $25,000 and above .20%V .20%
Super Savings $2,500 - $9,999 .22%V .22%
Super Savings $10,000 - $24,999 .27%V .27%
Super Savings $25,000 and above .32%V .32%
  • Fees may reduce earnings on these accounts
  • Earning paid on average collected balance
  • Please contact an employee for further information about applicable fees and terms
  • Deposits insured to at least $250,000 by the FDIC

* V-indicates variable rate
 

Certificates of Deposit - Rates effective as of 12-19-2018

Account - Minimum Deposit Interest Rate * Annual Percentage Yield
91 Day - $2,500 .25% .25%
91 Day - $25,000 .35% .35%
182 Day - $2,500 .50% .50%
182 Day - $25,000 .60% .60%
1 Year - $500 .65% .65%
1 Year - $25,000 .75% .75%
2 Year - $500 1.00% 1.00%
3 Year - $500 1.20% 1.20%
4 Year - $500 1.35% 1.35%
5 Year - $500 1.15% 1.15%
** IRA Savings - $500 .85% .85%
  • Additional deposits may be made to our certificates with a $250 minimum. We reserve the right to refuse these additions.
  • Penalty for early withdrawal of certificates is 2% of the current balance for certificates with maturities of one year or less, 5% of the current balance for all others. 
  • If interest is to be paid more often than stated the rate will be up to .50% lower
  • Fees may reduce earnings on these accounts
  • Earning paid on average collected balance
  • Please contact an employee for further information about applicable fees and terms
  • Deposits insured to at least $250,000 by the FDIC

* V-indicates variable rate
** $100 minimum additional deposit