Certificates of Deposit provide a safe and convenient way to help meet your savings goals. We offer terms from 91 days to 5 years with minimum deposits as low as $500. Interest is paid semi-annually and you may withdraw the interest at any time, however, penalties apply if you withdraw any portion of the principal before maturity.
All of our certificates of deposit earn simple interest. You may choose to have the earnings simply added to your certificate or deposited in one of your other accounts.
For your convenience we allow limited additional deposits to your certificate of deposit so you can get the advantage of higher rates even if you don't have enough for the minimum deposit.